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Tax Planning

Koehler Wealth Insights

How Much of What You've Saved Will You Actually Keep?

Taxes are one of the largest expenses you'll face across your entire financial life — not just in retirement. Where you save, how you invest, and when you draw it down all shape how much of what you've built you actually get to keep.

Whether you're actively building wealth or already living off what you've saved — these questions apply either way.

Schedule an Extended Introductory Conversation

A 30-minute introductory call, by phone or Zoom. No cost, no commitment — just answers.

Koehler Wealth Insights

The Tax-Intelligent Planning Series

Six short videos on where to save, how withdrawals actually work, and five concrete strategies for keeping more of what you've built — whether you're still building wealth or already living off it.

Episode 1 An Introduction
Episode 2 Where You Save
Episode 3 Understanding Your Withdrawals
Episode 4 How Your Tax Situation Changes Over Time
Episode 5 Five Strategies for Tax-Smart Investing
Episode 6 This Is Part of How I Work

All six episodes are now available.

Important Tax Dates

Key federal deadlines to keep on your radar for the 2026 tax year. Mark them now so nothing catches you off guard next spring.

Dates shown reflect the 2026 tax year — this section is reviewed and updated annually.

Estimated Tax
January 15, 2027

Fourth-quarter 2026 estimated tax payment due, if you pay quarterly.

Tax Forms
January 31, 2027

Employers must issue W-2s; most 1099s are due to recipients as well.

Filing Deadline
April 15, 2027

2026 individual tax returns due. Also the deadline for IRA and HSA contributions for 2026, and for your first 2027 estimated tax payment.

Estimated Tax
June 15, 2027

Second-quarter 2027 estimated tax payment due.

Estimated Tax
September 15, 2027

Third-quarter 2027 estimated tax payment due.

Extended Deadline
October 15, 2027

Final deadline for 2026 returns filed on extension.

Year-End Planning
December 31, 2026

Last day for the 2026 tax year to complete RMDs, Roth conversions, tax-loss harvesting, and most charitable gifts.

Deadlines can shift slightly due to weekends and federal holidays. This is a general reference, not a substitute for confirming your specific filing requirements with your CPA or tax advisor.